AI-native · India-first · Free forever

Savorah Track your money, so you can pretend you’re in control.

An adaptive personal finance platform for students, professionals, families, and seniors — with SMS / receipt / statement import and an AI coach grounded in your real ₹ numbers.

Read the product story
0Life-stage personas
0AI import pipelines
₹0Free forever
<3Min onboarding
Overview · Professional · Live product UI
Net savings · July
₹18,420
Income₹72,000
Spent₹53,580
Health86%

Why Savorah exists

One-size-fits-all budgeting never fit anyone

A 19-year-old stretching allowance and a retiree guarding pension income should not see the same dashboard. Savorah keeps one data engine — then adapts the shell.

The gaps

  • Manual logging kills retention — UPI SMS fatigue is real
  • Generic templates ignore life stage and Indian money UX
  • Passive ledgers don’t coach — users want what to do next

What ships today

  • Shared Mongo core + persona-adaptive dashboard & AI tone
  • Import via SMS, receipt vision, and bank statements (CSV fallback)
  • Budgets, goals, analytics, notifications — coach grounded in live ₹ data
Signup Persona + income AI starter budget Import / track Coach & goals

Adaptive shell

Same engine. Different life.

Switch personas to see how dashboard priorities, copy, and coaching context reconfigure — without changing the underlying schema.

Life-stage switcher

Dynamic profile context

Student mode Allowance: ₹15,000 / month

Weekly spending & savings habits

Tuned for irregular small spends, pocket money, and month-end survival.

Target users

Four stages. One product.

Onboarding budgets, dashboard tone, and AI system prompts all adapt to who you are.

Student

Stretch every rupee

Allowance & part-time income. Build the saving habit before month-end runs out.

  • Expense tracking + budget alerts
  • AI spending insights
Professional

Optimize the salary cycle

Salary, SIPs, rent, and goals — advice that respects your actual numbers.

  • Budget planner + AI recommend
  • Analytics & savings rate
Family

Plan for everyone

Household categories, school fees, groceries — see where the leaks are.

  • Category limits & history
  • Overspend notifications
Senior

Peace of mind

Pension & essentials. Simpler flows, plain-language monthly reports.

  • Simplified dashboard
  • AI monthly summary

Capabilities

What the full-stack MVP includes

Everything below ships in the current product — powered by OpenRouter free models with honest failures when the key is missing.

AI Coach

Chat grounded in live transactions, budgets, and goals. Persona-aware tone. Never invents balances.

SMS parsing

Paste UPI / bank alerts. Extract amount, merchant, and date into a reviewable transaction.

Receipt vision

Photograph a bill. Vision models parse line items into categorized spend.

Statement import

CSV preferred, text/PDF/screenshots supported. Duplicate detection before import. Local CSV fallback.

Living budgets

AI starter allocation from persona + income. Real-time spent vs limit with overspend alerts.

Goals & analytics

Contribute to savings targets, celebrate wins, and read trends plus monthly AI reports.

Savorah Coach
● Simulation · grounded-style replies
Ask me about saving more, dining spend, goal progress, or a starter budget — I’ll answer like the real coach does: specific, in rupees.

Architecture

Hackathon-to-production stack

One language across the wire. Free OpenRouter models with failover. Mongo for flexible persona profiles.

LayerTechnologyWhy
Frontend React 19 + Vite + Tailwind Adaptive SPA, motion, Recharts analytics
Backend Node.js + Express (TS) JWT APIs for auth, finance CRUD, AI routes
Database MongoDB + Mongoose Users, txs, budgets, goals, notifications
AI OpenRouter free models Coach, insights, parse SMS / statement / receipt
Auth JWT + bcrypt Email/password; mock Google for demos
Locale INR · en-IN Rupee-first formatting throughout

Roadmap

Shipped vs next

v2 MVP is live. Near-term polish and later family / bills features are sequenced clearly.

North-star outcome

Onboard → budget → import → advice
in the first session.

Free forever. No card. Built for every life stage in India.

@savorah.in
Beta going live shortly

The main beta version of Savorah will be live in a few minutes. Hang tight!